2024 Gross-Up Paycheck Calculator: Federal, State and Local taxes

The most accurate paycheck calculators for the last 20 years! Use this gross pay to net pay calculator to gross up wages based on net pay. For example, if an employee receives $500 in take-home pay it will calculate the gross amount that must be used when calculating payroll taxes. It determines the amount of gross wages before taxes and deductions that are withheld, given a specific take-home pay amount.

State & Date
State
Federal taxes only
Select a state to include state & local taxes
Earnings
Federal Taxes (enter your W4 info)
State and Local Taxes
No state selected. Select state
Benefits and Deductions (optional)
How Your Paycheck Works

Are bonuses taxed differently than regular pay?

Yes. Bonuses are taxed more than regular pay because they are considered supplemental income. They are always federally taxed, no matter which tax bracket you’re in.

Bonuses are taxed either by using the percentage method or the aggregate method. PaycheckCity has both percentage and aggregate bonus free calculators.

What is the percentage method for bonuses?

The percentage method is used if your bonus comes in a separate check from your regular paycheck. Your employer withholds a flat 22% (or 37% if over $1 million). This percentage method is also used for other supplemental income such as severance pay, commissions, overtime, etc. Supplemental wages are still taxed Social Security, Medicare, and FUTA taxes.

What is the aggregate method for bonuses?

The aggregate method is used if your bonus is on the same check as your regular paycheck. Your employer will withhold tax from your bonus plus your regular earnings according to your W-4 answers. Your bonus will be taxed the same as your regular pay, including income taxes, Medicare, and Social Security.

Will my bonus be taxed even if I claim exempt in my W4?

Yes, the flat 37% rate applies even if an employee claims exemption in their federal Form W-4 from federal income tax withholding.

Are bonuses taxed by states?

Yes, some states will tax bonus income or supplemental income. Select a state for the calculator to give you the most accurate results.

What’s a gross-up calculator?

A gross-up calculator lets you enter a net pay (paycheck amount after taxes were deducted) and calculate how much gross pay is needed to earn that value. You can use this tool to calculate approximately how much you want to earn to receive a specific paycheck amount.

What are my withholding requirements?

Employers and employees are subject to income tax withholding. There are federal and state withholding requirements. Find federal and state withholding requirements in our Payroll Resources.

What’s the difference between single and head of household?

Someone who qualifies as head of household may be taxed less on their income than if filing as single. This is because the tax brackets are wider meaning you can earn more but be taxed at a lower percentage. This status applies for people who aren’t married, but adhere to special rules. If you’ve paid for more than half the cost of your household (with a qualifying dependent), consider this status. Be sure to double check all the stipulations before selecting, however. Picking the wrong filing status could cost you time and money.

How is Federal Withholding (Federal Income Tax) calculated?

The more taxable income you have, the higher tax rate you are subject to. This calculation process can be complex, so PaycheckCity’s free calculators can do it for you! To learn how to manually calculate federal income tax, use these step-by-step instructions and examples.

The federal income tax is a tax on annual earnings for individuals, businesses, and other legal entities. All wages, salaries, cash gifts from employers, business income, tips, gambling income, bonuses, and unemployment benefits are subject to a federal income tax.

For each payroll, federal income tax is calculated based on the answers provided on the W-4 and year to date income, which is then referenced to the tax tables in IRS Publication 15-T. For 2024, rates are 0%, 10%, 12%, 22%, 24%, 32%, 35%, or 37%.


2024 Tax RateSingleMarried Filing JointlyHead of Household
10%$0 to $11,600$0 to $23,200$0 to $16,550
12%$11,601 to $47,150$23,201 to $94,300$16,551 to $63,100
22%$47,151 to $100,525$94,301 to $201,050$63,101 to $100,500
24%$100,526 to $191,950$201,051 to $383,900$100,501 to $191,950
32%$191,951 to $243,725$383,901 to $487,450$191,951 to $243,700
35%$243,726 to $609,350$487,451 to $731,200$243,701 to $609,350
37%$609,351 or more$731,201 or more$609,351 or more

What’s the W-4 form, and why is important?

You filled out a W-4 form when you were hired. The W4 form determines the amount of federal income tax withheld from your paycheck. Completing it accurately ensures proper withholding. States have their own state withholding forms too.

What was updated in the Federal W4 in 2020?

In 2020, the IRS updated the Federal W4 form that eliminated withholding allowances. The redesigned Form W4 makes it easier for your withholding to match your tax liability. Here’s how to answer the new questions:

  • Step 2: check the box if you have more than one job or you and your spouse both have jobs. This will increase withholding.
  • Step 3: enter an amount for dependents.The old W4 used to ask for the number of dependents. The new W4 asks for a dollar amount. Here’s how to calculate it: If your total income will be $200k or less ($400k if married) multiply the number of children under 17 by $2,000 and other dependents by $500. Add up the total.
  • Step 4a: extra income from outside of your job, such as dividends or interest, that usually don't have withholding taken out of them. By entering it here you will withhold for this extra income so you don't owe tax later when filing your tax return.
  • Step 4b: any additional withholding you want taken out. Any other estimated tax to withhold can be entered here. The more is withheld, the bigger your refund may be and you’ll avoid owing penalties.

If your W4 on file is in the old format (2019 or older), toggle "Use new Form W-4" to change the questions back to the previous form. Employees are currently not required to update it. However if you do need to update it for any reason, you must now use the new Form W-4.

State Gross-Up Calculators

Select your state from the list below to see its gross-up calculator.

The calculators on this website are provided by Symmetry Software and are designed to provide general guidance and estimates. These calculators should not be relied upon for accuracy, such as to calculate exact taxes, payroll or other financial data. Neither these calculators nor the providers and affiliates thereof are providing tax or legal advice. You should refer to a professional adviser or accountant regarding any specific requirements or concerns.