Important Information This financial calculator and the financial information provided is for general informational and educational purposes only. The calculator is only one of many tools available to assist you in your financial planning. There are legal, investment, accounting and tax implications you should also consider. Keep in mind that IOIPay does not give legal or tax advice. You should consult with your own attorney and/or tax advisor to review this information and determine its appropriateness with respect to your particular circumstances. Neither IOIPay nor the third party provider of this calculator assume responsibility or liability for the accuracy of the information provided, or for decisions based on such calculator or information, as there are numerous factors that can affect the actual outcome.